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Mississauga, ON Salary Calculator

What common Canadian salaries put in your pocket in Mississauga after federal, Ontario provincial tax, and mandatory CPP/EI contributions. 2026 brackets.

Ontario provincial surtax applies

Take-home pay in Mississauga — bi-weekly (CAD)

Gross salary Net annual Per paycheck Per month Effective rate
$60,000 $46,567 $1,791 $3,881 22.4%
$85,000 $63,124 $2,428 $5,260 25.7%
$110,000 $80,391 $3,092 $6,699 26.9%
$150,000 $103,461 $3,979 $8,622 31.0%

All figures in CAD. Calculations use 2026 federal brackets, Ontario provincial tax plus surtax and Ontario Health Premium, and mandatory CPP/EI contributions. Assumes federal and provincial basic personal amount credits and no RRSP contributions.

Run custom numbers in the Ontario calculator →

Cost of living in Mississauga

Mississauga's cost of living index is 108 (US average = 100, used as a common North American baseline). Overall expenses run about 8% higher that average. An $85,000 CAD paycheck in Mississauga has roughly the same purchasing power as $78,704 at a COL-100 baseline — housing is the biggest driver of any gap.

Median household income here is approximately $95,000 CAD. After all mandatory deductions, the median single-earner household takes home roughly $70,159 per year.

About Mississauga

Part of the Greater Toronto Area; same provincial tax and surtaxes as Toronto but lower housing costs.

What's in your pay deductions

On top of federal and Ontario provincial tax, all Mississauga workers pay CPP (6.4% on wages between $3,500 and $71,300, plus 4% on wages up to $81,200) and EI (1.64% up to $65,700 insurable earnings). These mandatory contributions total roughly 7–8% of gross wages at Mississauga's typical income levels.

About working in Mississauga

Mississauga is corporate-HQ dense — Walmart Canada, Microsoft Canada, Hewlett Packard, PepsiCo, Royal Bank Canada have major offices. Pearson Airport's logistics employs tens of thousands. Lower COL than central Toronto, with GO Train access for downtown commuters.

Largest employers

  • Pearson International Airport
  • Walmart Canada (HQ)
  • Microsoft Canada (HQ)
  • Trillium Health Partners
  • Loblaw Companies

Where Mississauga workers tend to live

  • Port Credit

    Lakefront, walkable, premium pricing

  • Streetsville

    Walkable village, established, mid-priced

  • Square One area

    Urban density, condo towers, GO Train access

How Mississauga compares to nearby cities

Net pay on an $85,000 CAD salary — same federal tax base — differs because of provincial tax rates and cost-of-living differences.

City Net at $85K COL-adjusted buying power
Mississauga, ON (this page) $63,124 $58,448
Toronto, ON $63,124 $54,890
Brampton, ON $63,124 $63,124
Hamilton, ON $63,124 $68,613

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Mississauga salary — frequently asked questions

What's the take-home pay on an $85,000 salary in Mississauga? ▾
An $85,000 gross salary in Mississauga, ON gives roughly $63,124 net per year after federal tax, Ontario provincial tax, CPP, and EI. That's about $2,428 per bi-weekly paycheck or $5,260 per month — an effective rate of approximately 25.7%.
Does Mississauga have a municipal income tax? ▾
No — Canadian cities do not levy income tax on workers. Only federal and provincial income tax apply (plus mandatory contributions: CPP and EI). Mississauga funds municipal services through property tax, user fees, and provincial transfers — not a city wage tax like those in some US cities.
How does cost of living in Mississauga compare? ▾
Mississauga's cost of living index is 108 (US average = 100), meaning overall expenses are roughly 8% higher the North American average. Put differently: $85,000 in Mississauga has approximately the same purchasing power as $78,704 at an average-COL baseline. Housing is usually the biggest driver of any gap.
What's the median household income in Mississauga? ▾
The median household income in Mississauga is approximately $95,000 (Statistics Canada estimate). After federal tax, Ontario provincial tax, and mandatory CPP/EI deductions, a single earner at this income takes home roughly $70,159 per year — effective rate of 26.1%.
How can I reduce my tax bill in Mississauga? ▾
Use your RRSP — every dollar contributed reduces federal and Ontario taxable income at your marginal rate. At $85K your combined marginal rate is approximately 29.6%, so a $5,000 RRSP contribution saves you roughly $1,483 in tax. Employer-matched RPP contributions have the same effect. TFSA contributions don't reduce current-year tax but grow tax-free.