PayCalculator

Salary Calculator by City

What common salaries actually put in your pocket in each major US city — after federal, state, and city income taxes. Plus cost-of-living-adjusted buying power.

60 cities 30 states 11 with city income tax

* City has a local income or wage tax on top of federal and state tax. COL = cost of living index where 100 = US national average.

Looking for Canadian cities?

The Canadian salary calculator by city covers 30+ metros with federal, provincial, and CPP/QPP/EI math.

About city-level take-home pay

Why build a separate page per city if the state calculator already covers them?
State-level take-home is only half the picture. Cities like NYC, Philadelphia, Columbus, Portland, and Baltimore levy their own income or wage taxes on top of state tax — and cost of living varies dramatically between Manhattan and Albany even within the same state. Each city page precomputes exact take-home at $50K/$75K/$100K/$150K accounting for local taxes, and shows cost-of-living-adjusted buying power.
Which cities have the highest total tax burden?
Among cities we cover, New York City (federal + NY state up to 10.9% + NYC 3.876%) and Portland (federal + OR up to 9.9% + Metro/PFA) produce the lowest take-home on high incomes. Conversely, cities in Texas, Florida, Tennessee, Washington, and Nevada have no state income tax and no city wage tax — making Austin, Miami, Nashville, Seattle, and Las Vegas among the highest-take-home metros in the US.
How do you adjust for cost of living?
Each city uses a COL index where 100 = US national average. A net paycheck in a COL-187 city (like Manhattan) has roughly the same purchasing power as 100/187 of that same dollar amount in an average-cost city. The "COL-adjusted buying power" column on each city page does this math for you.